AI summary:
Processes residential mortgage loans from application through closing, reviewing documentation, coordinating with underwriters and third parties, and maintaining loan files.
Description
LBC Mortgage
ð Remote (PST Time Zone)
ð Full-Time
LBC Mortgage is a well-established mortgage company with over 20 years of industry experience. We are currently seeking an experienced Mortgage Processor to join our growing team.
The ideal candidate will have a strong background in residential mortgage processing and be comfortable managing loan files from application through closing while working closely with borrowers, loan officers, underwriters, escrow, and title companies.
Responsibilities
Process residential mortgage loans from application to funding
Review loan applications and supporting documentation for completeness and accuracy
Collect and analyze borrower income, asset, credit, and property documentation
Request and obtain missing documents and conditions from borrowers
Submit complete loan packages to underwriting
Review underwriting conditions and coordinate condition clearing
Communicate regularly with borrowers, loan officers, escrow, title, and other third parties
Maintain accurate and organized loan files
Monitor loan pipeline and ensure files move efficiently toward closing
Ensure compliance with company, investor, and regulatory guidelines
Requirements
Minimum 2 years of Residential Mortgage Processing experience
Ability to calculate and review income documentation
Experience reviewing tax returns, pay stubs, W-2s, bank statements, and credit reports
Strong understanding of mortgage processing workflows and underwriting requirements
Excellent communication and customer service skills